Terms of Use

PLEASE READ CAREFULLY BEFORE USING THIS SITE
Welcome to the QuotesAtHome.com Web site hosted by Net-Marketing Group Inc. (referred to herein as "we," "us," or "our") and its affiliated entities. By using this site, you acknowledge your agreement to these terms of use ("Terms of Use") set forth below. Please read the Terms of Use and, if you do not agree to them, do not use this site.

SERVICE GUIDELINES
QuotesAtHome.com is a free national consumer-oriented service that quickly and conveniently matches consumers with qualified relocation service providers, agents, and lenders. QuotesAtHome.com is not a moving company, moving broker, nor financial institution, mortgage banker, or broker. We do not provide moving or relocation services to our customers. Furthermore, we do not sell mortgage products to our customers. We do not endorse or recommend any specific kind of product or company.

We gather consumer contact information via an online form and use this information to match visitors (consumers) with vendors. Submission of our online application constitutes acceptance to these terms of service and by doing so the visitor waives all claims.

We use the information gathered through our online application to establish a consumer profile. This consumer profile is used to search our database of vendors to match the consumer with up to eight vendors based on their needs. Once consumer and vendor profiles are matched, the consumer's information is instantly transmitted to the vendors who will attempt to contact the consumer within one business day.

PRIVACY POLICY
QuotesAtHome.com takes privacy very seriously and we will never compromise the privacy of our customers. In order to be an effective intermediary we do need to collect certain contact and personal information. We require the submission of certain information to ensure an effective match within our network of vendors. We require site users to provide us with their name, contact information, and specifics regarding their relocation.

We are committed to using state of-the-art technology in order to protect the consumer's personal information. We use the most advanced encryption technology available to ensure the integrity and security of information entered into and transmitted to our servers. By using 128-bit encryption technology we ensure an extremely high degree of confidentiality and privacy.

We do not require consumers to submit sensitive information such as driver's license, social security, credit card or bank account numbers. Consumers may provide additional information to vendors at their discretion. Once the consumer provides additional information to a vendor it is subject to those vendors' privacy policies. Consumers should read those policies to understand how those firms handle your information.

QuotesAtHome.com does not distribute nor sell any personal information we gather about consumers to any individuals or entities under any circumstances, unless we are authorized to do so. Information we do share is only within our network of vendors. To the extent permitted by law, we may also share your personal information if we believe it is necessary to comply with the law, to enforce or apply our Terms of Use, or to protect the rights, property, or safety of QuotesAtHome.com, our employees, affiliates, and users. We reserve the right to share information with anyone outside of our network if we are mandated to do so by law or court order.

QuotesAtHome.com may share demographic data with our vendors and other third parties for market research and demographic purposes. This information is always anonymous and does not include personal identifying information.

QuotesAtHome.com may notify consumers about a special offer from one of our promotional partners only if consumers have agreed to receive such information. We do not reveal the consumer's name, address or any other identifying information to that promotional partner unless you request us to do so. You have the option to decline such offers and be removed from e-mail promotion lists at any time. To make this request, please email customerservice@quotesathome.com.

We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

We do not permit list brokers, mail-order businesses, telemarketers, or other marketing firms to contact you to promote their services or products, and we do not sell, lend, or give out your information for this purpose.

CHANGE OF TERMS OF USE
We reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of this site following the posting of any changes will mean you accept those changes.

CONTENT LINKED TO THIS SITE
You should be aware that when you are on this site, you could be directed to other sites that are beyond our control. There are links to other sites from QuotesAtHome.com site pages that take you outside of our service. For example, if you click on a banner advertisement or a search result, the click may take you off the QuotesAtHome.com site. This includes links from vendors, advertisers, sponsors, and content partners that may use our logo(s) as part of a co-branding agreement. We reserve the right to disable links from third-party sites to the QuotesAtHome.com site but we make no representations concerning the content of sites linked to our site and, consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or nature of material contained linked to our site.

QuotesAtHome.com NOT RESPONSIBLE FOR INFORMATION ON SITE; WAIVER OF LIABILITY

By use of the QuotesAtHome.com site, you agree that QuotesAtHome.com shall not be responsible or liable in any manner for any of the products, services, information or other materials (collectively, "Information") provided, displayed, made available or otherwise obtained by you as a result of your use of the QuotesAtHome.com site including, without limitation, any moving estimates or quotes, agent or broker referrals, loan recommendations, applications, pre-qualifications, approvals or rejections, loan or interest rate analyses or any other results or proceeds from the use of this site or other sites linked to, or affiliated with, this site and you hereby irrevocably waive any claims against QuotesAtHome.com arising out of your use of this site or other sites linked to, or affiliated with, this site. Nothing on this site is or shall be construed as an offer, acceptance, promise or other representation by QuotesAtHome.com to make a specific loan or that any participating lender will make any loan for any particular purpose or on specific terms.

Under no circumstances shall QuotesAtHome.com be liable to you or anyone else for any inaccuracies, errors or omissions, or delays with respect to any Information (or the transmission or delivery of all or any part thereof) provided, displayed, made available or otherwise obtained by you as a result of your use of the QuotesAtHome.com site or any other sites linked to, or affiliated with, the QuotesAtHome.com site or for claims, costs, losses or damages of any kind resulting or arising from the use of such Information and you hereby irrevocably waive any claims against QuotesAtHome.com arising out of your use of this site or other sites linked to, or affiliated with, this site. You are entirely responsible for independently verifying and approving the results, accuracy, adequacy, completeness, validity, enforceability and quality of any such Information and we do not guarantee, verify or make any representations or warranties with regard to the same.

LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO ANY CAUSES OF ACTION (WHETHER IN CONTRACT, TORT [INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE] OR OTHERWISE), SHALL QUOTESATHOME.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) RESULTING OR ARISING FROM THE USE OF THE Z SITE OR THE INFORMATION, MATERIALS OR FUNCTIONS PROVIDED ON THE QUOTESATHOME.COM SITE OR ANY LINKED SITE.

GENERAL PROVISIONS
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law and you hereby consent and submit to the personal jurisdiction of the courts of such state to resolve any legal action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remainder of the terms and shall not affect the validity and enforceability of any remaining provisions.

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT
TO THESE TERMS OF USE